Free tool · ATS resume check
See how hiring software reads your resume, and what to fix first.
The short version
Quick answer: An ATS (applicant tracking system) is software employers use to sort and search job applications. This free checker shows how it is likely to read your finance resume. You get a score out of 100, missing keywords and top fixes.
Guide
How to get past the software
An ATS is the software behind most online job applications. It turns your resume into a searchable record of your name, education, jobs and skills. Recruiters then search those records by keyword, such as “financial modelling” or “credit appraisal”.
Think of it like a library catalogue. A book with a wrong label still sits on the shelf, but nobody finds it. Your resume needs clear labels too: standard headings, plain text and the words the job uses.
Recruiters search for the hard skills a role needs: techniques, tools and qualifications. The best source is the job description itself. Without one, the checker uses QuintEdge’s keyword set of 16 to 20 terms for your role.
| Target role | Sample keywords |
|---|---|
| Investment banking analyst | Financial modelling, DCF (discounted cash flow: valuing a company from its future cash), comparable companies, LBO (leveraged buyout: buying a company mostly with borrowed money), pitch book |
| Equity research analyst | Earnings model, initiating coverage (the first full report on a stock), sector analysis, target price, Bloomberg |
| Credit analyst / credit risk | Credit appraisal, ratio analysis, DSCR (debt service coverage ratio: how many times cash covers loan repayments and interest), CMA data (credit monitoring arrangement data: the format Indian banks use to assess working-capital loans), expected credit loss |
| FP&A analyst | Budgeting, forecasting, variance analysis (budget vs actual), MIS reporting (regular management reports), Power BI |
| Audit & accounting | Statutory audit, Ind AS (Indian Accounting Standards), GST (goods and services tax), reconciliation, month-end close |
| Risk management (FRM track) | Market risk, VaR (value at risk: a loss level that should be crossed only rarely, such as on 1 day in 100), stress testing, Basel (global rules on how much capital banks must hold), Python |
In short: each role has its own vocabulary, so tailor your skills line for each application.
Write qualifications exactly. CFA Institute’s rules say you must never state or imply a partial designation. “I passed the Level II CFA® exam” is fine, but “CFA, Level II” is not. You can call yourself a candidate only while registered for an exam or waiting for its result. For FRM® and ACCA®, name the exact parts or papers you have passed.
Most reading problems come from design, not content. Tables, text boxes and two columns can scramble the reading order. Text inside images, icons or skill bars cannot be read. Contact details only in the page header or footer may be skipped.
A number shows the size of what you did. Use money (₹), percentages, counts or time saved. Dates do not count. Freshers can take numbers from internships, projects or college roles. Never invent a figure. The checker looks for numbers in at least 60% of your bullets.
Start each bullet with a strong verb, such as built, analysed or automated. Then add the number and the result.
No. The ATS only helps a recruiter find your resume. A person still reads it and decides. Keyword stuffing, hidden white text or a pasted job description can get you rejected by that person. If the checker finds hidden or instruction-like text, it caps your score at 59.
For the recruiter’s view, try the free AI Resume Evaluator. It scores impact, action verbs, red flags and length.
The checker reads your resume once with AI and reports what it sees. Fixed rules then turn that report into the score, so the AI never picks the number. The score is a weighted average: keywords 40%, sections 20%, formatting 20% and numbers in your bullets 20%. Some parts cannot be checked, such as layout for pasted text. Those are left out, and the others count for more.
| Part | Weight | What it checks | Full marks |
|---|---|---|---|
| Keyword match | 40% | Keywords from the job description, or from the role’s keyword set | Every keyword appears |
| Sections | 20% | Contact, education, experience and skills (20 points each); certifications (10); summary and projects (5 each) | All seven are present |
| Formatting | 20% | Tables or columns, images, details in the header or footer, fonts, file name | Every check passes |
| Numbers in bullets | 20% | Share of experience and project bullets that show a number | 60% or more of bullets have one |
In short: keywords carry the most weight, so matching the job description raises your score fastest.
Example (illustrative): 12 of 20 keywords scores 60. Six of seven sections, missing only the summary, scores 95. Four of five formatting checks scores 80. Six of 12 bullets with a number is 50%; against the 60% target it scores 83. So 0.4 × 60 + 0.2 × 95 + 0.2 × 80 + 0.2 × 83 = 75.6, shown as 76.
FAQs
Yes. Upload your resume or paste its text and pick a role. Then share your name, email and phone in a short form to see your result. You can run up to three checks a day with one email address.
No. QuintEdge does not save your resume or job description. They are sent once to our AI provider (Anthropic) to be read, under its data policy, and are not stored by us. Your name, email and phone are saved with your target role and file name, so a QuintEdge counsellor can help if you have questions.
A PDF keeps your layout fixed, so we check exactly what a recruiter downloads. To convert a Word file, choose File, then Save a Copy or Save As, then PDF. In Google Docs, choose File, then Download, then PDF document. You can also paste your resume text instead. When a job portal asks for a Word file, send what it asks for.
Aim for 80 or more for the role you are applying to. A score of 60 to 79 means the basics are in place, with gaps. Below 60, fix the top items before you apply. These bands are QuintEdge’s guide, not an industry standard, because each ATS ranks resumes in its own way.
Yes, when you have one. The checker then picks the 12 to 25 most important hard-skill keywords from that posting, so the match is specific to the job. Without it, the checker uses QuintEdge’s keyword set for your role, which is broader.
Pasted text has no layout, images, page headers or file name to inspect. The checker scores keywords, sections and numbers in your bullets instead, and leaves formatting out of the score. Upload your PDF to check the layout too.
No tool can promise that. The score shows how well software is likely to read your resume for one role today. A recruiter still reads it, and interviews decide the offer. QuintEdge does not promise placements.
This tool checks how ATS software reads your resume for a target role: keywords, sections, layout and numbers. The AI Resume Evaluator reads it the way a finance recruiter does: impact, action verbs, red flags and length. Run this check first, then the evaluator.
An estimate by QuintEdge, not any employer’s ATS. It does not predict any shortlist, interview, job offer or salary, and QuintEdge does not promise placements. The AI can make mistakes. Keyword sets and score rules are QuintEdge’s own, checked October 2026. CFA Institute does not endorse, promote or warrant the accuracy or quality of the products or services offered by QuintEdge. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute. FRM® is a trademark owned by the Global Association of Risk Professionals, Inc. ACCA® is a registered trademark of the Association of Chartered Certified Accountants.
